money transfer via the systems Migom, Western Union, and Blizko;
money transfer from checking accounts of customers, and without opening such accounts;
issue and maintenance of bankcards:
cards of international payment systems VISA and MasterCard and Russian payment system Union Card;
credit cards of international payment systems VISA and MasterCard;
overdraft crediting via bankcards VISA, MasterCard within salary payment programs;
issue of cards of individual design VISA Classic and MasterCard Standard against a written request of the customer;
SMS- and e-mail notification of bankcard bearers on transactions within their checking account to be used for transactions using bankcards against a written request of the customer;
maintenance of the use of bankcards in trade and service companies;
discount programs for bankcard bearers at partner companies, whose number is constantly growing;
services on changing PIN-code of the bankcard;
options to effect payments for mobile and stationary communication, cable television, utilities services, nursery schools and daycare centers, regular payments to the payees specified by the bearer in his/her application;
acceptance of tax payments (for residents of KHMAT — Yugra) and offset of debt on credits via ATMs and information-payment kiosks;
acceptance of public utility and other payments via the Bank office network;
lease of private bank safes;
clearance and teller services;
transactions on exchange of currency;
active transactions in the interests of the Bank:
asset management;
transactions with bills of exchange;
brokerage services;
sale of precious metals, commemorative and investment coins;
